Sometimes things just don’t go to plan, like running out of cash before the end of the month.

H&T’s online pay day loan is a cash advance that will tide you over until your next pay day.

  1. Choose your loan amount
  2. Choose when you will repay your loan
  3. Fill out your details
  4. Your cash goes into your account

Or get a pay day loan in your local shop

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Cheapest pay day lender!

Below is the total amount you will repay when borrowing £400 for 30 days -

  • H&T Pawnbrokers: £460

  • Wonga: £525.48

  • The Money Shop: £516

  • Payday UK: £516

Prices correct as of 29/03/2012

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When do I use a pay day loan?

H&T’s Payday Advance loan is designed to give you that little helping hand when you can’t stretch to pay day. This short term loan is ideal if you just need some extra cash for up to 35 days and is not meant as a long term solution. For a longer term solution you could consider a Pawnbroking loan from H&T or a loan repayable by monthly direct debit, H&T’s KwikLoan.

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  • The payday loans service is easy and convenient. I have recommended it to friends.

    Eddie, H&T Customer

  • H&T are efficient and friendly. They provide a brilliant service.

    Amanda, H&T Customer

Pay day loan criteria

You will need to be over 18, employed and have a bank account with a debit card. In order to contact you we will also need your mobile phone number and an email address – you will need to confirm both as part of the application process.

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